Several automakers are still offering 72-month, 0 percent car loan incentives in September, which, if you qualify, is one of the best financing incentives around. Your credit score generally has to be in the 700 and higher range to qualify for most automakers’ interest-free auto loans.
Shoppers who don’t qualify can still save money on their car loan in other ways. Most consumers who have good, but not excellent, credit can still get approved for discounted rates on their auto loans through the manufacturer or their credit union, bank or private lender.
Here is a list of the automakers who are offering 0 percent financing in September 2010:
Buick – Buick is offering 0 percent financing on its 2010 Enclave and Lucerne for up to 60 months in September.
Cadillac – Cadillac is offering 0 percent auto loans for up to 72 months on its 2010 CTS and Escalade. The 2010 SRX has 0 percent financing for 36 months.
Chevrolet – Chevrolet’s 0 percent, 60-month car loans are good on the 2010 Aveo, Cobalt, HHR, Colorado, Suburban, Tahoe and Traverse, as well as 2011 Impala and Malibu. Chevrolet is also offering 0 percent car loans for up to a whopping 72 months on the 2010 Corvette, Impala, Malibu, Avalanche and Silverado. The 2011 HHR is 0 percent for 48 months.
Chrysler – Chrysler‘s 0 percent, five-year auto loans are available on all five 2010 models this month.
Dodge – Dodge is promoting 0 percent car loans for up to five years on all 2010 vehicles, excluding Challenger and Viper. For up to six years at 0 percent, you can buy the 2010 Dodge Charger. Ram Truck is also offering 0 percent car loans on Dakota and Ram, but some are good only up to three years.
Ford – Most 2010 Ford vehicles are available with five-year, 0 percent auto loans this month. Some 2010 models also have bonus cash combined with the 0 percent car loan.
GMC – GMC is offering five-year, 0 percent car loans on its 2010 Acadia, Canyon and Yukon. For six years, the Sierra is available with 0 percent financing in September.
Hummer – If there are any left, Hummer is offering 0 percent auto loans for up to 72 months on all remaining 2009 models.
Infiniti – Infiniti‘s 2010 G37 sedan, G37 coupe, G37 convertible, EX35, FX35 and FX50 all can be purchased with 0 percent financing for up to three years in September.
Jeep – For five years, shoppers can take advantage of 0 percent financing on all Jeep models, except the new Grand Cherokee. For three years, the Wrangler and Wrangler Unlimited are 0 percent.
The 2010 Cadillac Escalade is 0 percent for up to 72 months in September.
Kia – Kia is offering 0 percent financing for 36 months on its 2011 Sorento this month. On 2010 models, Kia’s 36-month, 0 percent auto loans are good on the Forte, Forte Koup, Optima, Sedona, Soul and Sportage. The Forte, Forte Koup, Optima, Sedona and Sportage also have up to $2,000 in bonus cash on top of the 0 percent rate.
Lincoln – Lincoln is offering 0 percent auto loan rates for up to 60 months on the 2010 MKS, MKT, MKX, MKZ and Town Car in September. The 2010 Navigator is 0 percent for 36 months.
Mazda – Mazda‘s 0 percent car loans are good on the Mazda3, Mazda5, Mazda6, CX-7, CX-9 and Tribute this month. Loans are either 36 or 60 months, depending on the model. The 3, 5 and 6 have an extra $500 in cash on top of the interest-free rate.
Mercury – The 2010 Mercury Grand Marquis and Mountaineer are 0 percent for 36 months in September.
MINI – MINI has interest-free financing on 2010 convertibles this month for up to 60 months.
Mitsubishi – Buyers can take advantage of 0 percent financing for 60 months on all 2010 Mitsubishi models and 2011 Eclipse cars. The 2010 Lancer Evolution is 0 percent for 36 months.
Nissan – Nissan is offering 0 percent auto loans from 36 to 60 months on its 2010 Versa sedan, Versa hatchback, Cube, Sentra, Altima, Altima coupe, Maxima, Rogue, Murano, Xterra, Pathfinder, Frontier and Titan. The length of the loan depends on the model.
Saab – All 2009 and 2010 Saab vehicles have 0 percent financing for six years this month.
Suzuki – All 2010 Suzuki vehicles can be purchased with 0 percent financing in September, ranging from 48 to 60 months, depending on the model.
Toyota – Toyota‘s 0 percent auto loan rates are good on the 2010 Prius, Yaris, Corolla, Venza, RAV4 and Highlander. The incentive is also available on 2011 Camry, Camry Hybird and Tundra models. Loan lengths vary from 36 to 60 months, depending on the model.
Volkswagen – Volkswagen is offering September buyers 0 percent auto loans on most 2010 models. Loan lengths range from 36 to 72 months, depending on the vehicle.
Incentives listed are for the southeast region. They may differ depending on where you live. Check the automaker’s site to find the incentives in your area.
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