Shoppers can save money in September by leasing a vehicle with little or no money due at signing. These sign and drive lease deals don’t require as much money up-front, but they usually mean you’ll have higher monthly lease payments.
If you need a lower monthly lease payment, be prepared to pay a couple to several thousand dollars at signing. Or you can try to negotiate the price of the vehicle down to a figure that will make your payments in your range. Negotiating on a new 2011 vehicle will be harder than on a leftover 2010 model though.
Remember that although the advertised lease rates and incentives are generally only for shoppers with the best credit scores, if your credit score is a little bit lower than required, most times you can still be approved for the lease, just at a higher rate. Most times this means your monthly payments will be higher.
Acura is offering no money due at signing lease deals on all six of its models this month. If you choose this lease option, your monthly payments will be higher, since you won’t be putting any money down. If the higher payments don’t fit your monthly budget, Acura is also offering lower monthly payment leases with about $3,000 to $3,500 due at signing. For example, the Acura TL with no money down is $450 a month. After a $2,999 down payment, the TL is only $369 a month.
BMW has attractive lease incentives on its 3 Series cars in September. On any 2011 3 Series vehicle, you can lease with no down payment for 36 months. You’ll have to pay only the first month’s payment at lease signing.
Buick‘s 2011 Enclave is $399 a month for 39 months with $2,359 at signing. Buick’s popular LaCrosse can be leased for $319 a month for 39 months with only $1,519 due at signing. The new 2011 Buick Regal is $289 a month for 39 months with $1,669 at lease signing.
GMC has a good lease deal on two of its SUVs this month. The 2011 Terrain is $319 a month for 39 months with $2,009 at signing. The 2011 Acadia is $329 a month for 39 months with $2,489 due at signing.
Honda is offering lease incentives with $0 due at signing in September. The 2010 Accord Coupe, Accord Sedan, Civic Sedan and Fit are all included. Monthly payments range from $210 to $280. Honda is also offering leases with lower monthly payments with about $1,700 to $3,000 down.
Any 2011 BMW 3 Series car can be leased with only the first month’s payment at lease signing in September.
Kia has several models you can lease for less than $200 a month for 36 months in September. The 2010 Forte is $159 a month with $1,999 at signing. The 2010 Forte Koup is $179 a month with $1,999 at signing. The 2011 Soul is $169 a month with $1,999 due at signing.
Nissan has six vehicles you can lease for less than $200 a month in September, including the Versa Sedan, Versa Hatchback, Cube, Sentra, Altima and Rogue. You’ll need anywhere from $2,000 to $3,000 at lease signing.
Scion continues to offer its affordable monthly lease payments this month. Besides the no money due at signing lease incentives, Scion requires very little money due at signing to lease its vehicles. The 2010 Scion xB is $199 per month for 36 months with $849 due at lease signing. Scion’s xD is $187 a month for 36 months with $837 due at signing. The tC is $256 a month for 36 months with $906 at signing.
Subaru has lease payment incentives of less than $200 a month on several vehicles this month. The 2010 and 2011 Legacy are $199 a month for 36 months, while the 2010 and 2011 Impreza are $179 for 42 months. You’ll need about $1,200 to $1,900 at lease signing, depending on the model.
Suzuki is offering low lease payments on its Kizashi and all four trim levels of its SX4 for less than $200 a month. Leases are 36 or 48 months long and you’ll need about $2,500 at signing.
Toyota‘s best lease deal in September is on its 2011 Camry LE. All you have to pay at signing is the first month’s payment of $269, plus tax and dealer fees. The Camry will be $269 a month for 35 months after that.
Incentives listed are for the southeast region. They may differ depending on where you live. Check the automaker’s site to find the incentives in your area.
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