Zero Percent Auto Loan Incentives in January

By Liz Opsitnik
Monday, Jan 24 2011 15:12

In January, 0 percent auto loan incentives are being offered across several different automotive brands on remaining 2010 models, and also on select new 2011 models. To qualify for these 0 percent car loan incentives, you have to have a pretty good credit score.

Shoppers who don't qualify for the 0 percent auto loan incentives can still save money on their car loan by shopping around at the local credit union or bank to get pre-approved financing before going to the dealer. This will help you get the best auto loan rate possible on your next new car purchase.

Here are the automakers who are offering 0 percent auto loan financing in January 2011:

Buick is offering 0 percent financing on its 2010 Lucerne and 2010 and 2011 Enclave for up to 60 months in January.

Chevrolet is offering 0 percent auto loans on most 2010 vehicles in January and some 2011 models. The 2011 Chevy Traverse, Silverado (1500, 2500HD and 3500 HD), Colorado, Avalanche, Malibu, Impala and HHR are all available with interest-free financing this month.   

Chrysler's 0 percent auto loans are available on all five 2010 models this month, as well as the 2011 Chrysler 200. The car loans range from 36 to 72 months, depending on the vehicle and model year.

Dodge and Ram Truck are offering 0 percent car loans on most 2010 and select 2011 vehicles in January. Some of the 0 percent car loans are good up to 72 months. Vehicles not included in this incentive are the Challenger, 2011 Charger, Durango, 2011 Journey and 2011 Ram Chassis Cab (3500, 4500 and 5500).

Ford is offering 0 percent financing on most 2010 vehicles and select 2011 vehicles in January. The 2011 Escape, Expedition, Fusion, Ranger and Taurus all have interest-free auto loans this month.

GMC's 0 percent auto loans are good this month on the 2011 Acadia, Canyon and Sierra. The auto loans are good for 60 months.

Infiniti's 2010 G37 convertible can be purchased with 0 percent financing for up to three years in January.

2011 Ford Taurus

The 2011 Ford Taurus has 0 percent financing in January.

Jeep shoppers can take advantage of 0 percent financing on all models except the 2011 Grand Cherokee and Wrangler this month.

Kia is offering 0 percent financing for 36 months on its 2011 Sorento, 2010 Forte, Forte Koup, Optima, Sedona and Soul. The 2010 models in this offer also have up to $2,000 in bonus cash on top of the 0 percent incentive in January.

Lincoln is offering 0 percent auto loan rates on the 2010 MKS and MKZ in January. The 2011 Lincoln MKS, MKZ and Navigator are also 0 percent this month.

Mazda's 0 percent car loans are good on the 2010 Mazda3, Mazda5, Mazda6, CX-7, CX-9 and Tribute this month. Bonus customer cash up to $750 is available on top of the 0 percent loan incentive on the CX-9, CX-7, 6, 5 and 3 in January.

Mitsubishi is featuring 0 percent financing on the 2011 Lancer, Lancer Sportback, Lancer Evolution, Galant, Eclipse Coupe, Eclipse Spyder, Outlander, Outlander Sport and Endeavor. Mitsubishi's 2010 Lancer, Lancer Sportback, Lancer Evolution, Galant, Outlander and Endeavor are also available with 0 percent auto loans in January. 

Nissan is offering 0 percent auto loan financing on its Versa sedan, Versa hatchback, Cube, Sentra, Altima, Altima coupe, Maxima, Rogue, Murano, Xterra, Pathfinder, Frontier and Titan in January.

All trims of the 2010 Saab 9-3 have 0 percent financing for 72 months in January. All 2011 Saab 9-3 models also have 0 percent car loans this month, but only for 36 months.

All 2010 Suzuki vehicles can be purchased with 0 percent financing in January, ranging from 48 to 60 months, depending on the model. The 2011 Suzuki Grand Vitara and Equator are available with 0 percent auto loans for 60 months.

Toyota's 0 percent car loan rate is good in January on the 2010 Prius, Yaris, Corolla, Camry Hybrid, Matrix, Venza and Highlander Hybrid. The incentive is also available on 2011 Camry, Avalon, RAV4, Highlander and Tundra.

Volkswagen is offering buyers 0 percent auto loans on the 2010 New Beetle, New Beetle Convertible, Routan, Jetta, Tiguan, GTI, Touareg, Golf, Passat, Passat Wagon, CC, Jetta SportWagen and Eos this month.

Incentives listed are for the southeast region. They may differ depending on where you live. Check the automaker's site to find the incentives in your area.

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