Auto Loan Rates
 STORY HIGHLIGHTS
  • The interest rate on a new car loan through an auto finance company hit another record low
  • The new average rate is 2.74%, down from a previous record low of 3.17%
  • Rate was 8.23% in January

Car Loan Rates at Auto Finance Companies Fall to Record Low Again

By Liz Opsitnik
Thursday, May 14 2009 12:43

If you’re planning on applying for a car loan in the near future, there’s good news. The average interest rate on a car loan for a new vehicle through an auto finance company hit an all-time record low for the second straight month.

The previous record was 3.17 percent in February and now the rate is at 2.74 percent. In comparison, in January, the rate was at 8.23 percent.

SubPrime Auto Finance News reports that the average interest rate at commercial banks was 6.92 percent for the first quarter of 2009, based on preliminary data.

While the interest rate for new car loans is dropping, the median amount financed with auto lenders is increasing. The median amount financed is now $27,999, up from $26,268 in February and $22,922 in January.

It may sound like a broken record, but if you’re thinking about buying a car, record-low auto loan rates are certainly a good reason to buy now instead of waiting until later.

Chevrolet Cobalt

Car loan rates at auto finance companies hit another record low, making it more affordable to finance a new car, such as the Chevrolet Cobalt.

 


Confused or unsure about some of the car loan terms used in the article? Click here for our Auto Loan Glossary.



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Comment By: APRIL on Sat, Jun 20 2009 at 4:34 PM
WHY WHEN TRYING TO REFINAE A LOAN WITH LESS THAN PERFECT CREDIT SOME LENDERS ARE STILL SAYIBG NO TO REFINANCE.
Comment By: APRIL on Sat, Jun 20 2009 at 4:35 PM
WHY ARE LENDERS STILL SAYING NO TO REFINACE.

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