Ford, Lincoln Offer Low Car Loan Rates on 2011 Vehicles in January

Ford's January new car incentives feature 0 percent auto loan rates, cash back incentives and auto lease deals.

Most 2010 Ford vehicles are being offered with 0 percent car loans this month, with some up to 72 months long. Select 2011 Ford models have low car loan rates of 0 to 8.9 percent, depending on the vehicle and length of the loan.

Ford is also offering customer cash on select models this month in lieu of the low car loan rates.

Lease incentives are available on the 2011 Ford Edge, Escape, Focus Sedan, Fusion and Taurus. Monthly lease payments range from $159 to $329 and you'll need anywhere from $2,597 to $3,717 at lease signing.

The 2011 Ford Fusion can be leased for $199 a month for 24 months with $3,188 at signing in January.

Lincoln's complimentary maintenance program is still standard for all new 2011 model year vehicles.

Lincoln's 0 percent, 60-month car loan incentive is good on most remaining 2010 models. Lincoln's 2011 vehicles have low car loan rates varying from 0 to 5.9 percent in January. Cash back rebates of several thousand dollars are available instead of the low car loan rate deals this month.

Incentives listed are for the southeast region. They may differ depending on where you live. Check Ford's site to find the incentives in your area.