Tip Of The Day


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  • Always Get a Carfax Report
    When buying a used car, always get a Carfax report.  The report will tell you if the car was ev ...
  • No Credit? Bad Credit? Might be a Problem After All
    Beware of used car lots that offer their own financing and promise to give loans when nobody else wi ...
  • Auto Loan, Not the Car, is More Important if You Have Bad Credit
    If you know you have really bad credit, all you need to focus on is the car loan, not the car.  ...
  • Debt-to-Income Ratio
    Before applying for an auto loan, make sure your debt-to-income ratio is less than 30%. This me ...
  • What "Subject to Financing" Really Means
    "Subject to financing" means just that. The deal is not complete until you’ve b ...
  • Don't Add Extras if You Were Approved For a High Interest Rate Auto Loan
    If you only qualify for a high interest rate, like 15% and higher, don’t add items like extend ...
  • Still Paying on Your Car Loan? Don't Trade it In
    Don't trade in a car you still owe money on. Not only will you probably be upside-down on your ...
  • Don't Know Your Credit Score? Don't Go to the Dealer Yet
    If you have no idea what your FICO (credit) score is, don’t even step foot on the lot of a car ...
  • Keep Your Trade-In a Secret Until the End
    Pretend that you don’t have a trade-in vehicle, at least for the moment. If you tell the ...
  • Don't Tell the Salesperson What Monthly Payment You Want
    Don’t tell the salesperson what monthly payment you’d like. Instead, negotiate the ...
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