Auto Loan 101s
What NOT to Say to a Salesperson When Shopping For a Car
Honesty is the best policy, right? Not when car shopping. The sales process is a mind game and if you’re good at the game, you can get a good deal. The salesperson is trained to look for certain clues from you. They will try to qualify you in their mind with what kind of car you are looking for and more importantly, how much money you want to spend. The salesperson then uses this informati[...] .. Read More.
How To Find a Good Repair Shop How To Find a Good Repair Shop
    Image via trafficz.com. As fewer Americans buy new cars and keep their current vehicles longer, repair and maintenance are essential to the longevity of a car. Finding a great mechanic and car repair shop is extremely important as well, as more drivers want their car fixed right and for a fair price. Money is tight and people want to get a good deal, but don’t want to[...] .. Read More.
The Back End: Negotiating With the Finance Manager
Once you have lined up some loan offers, it’s time to hit the dealerships to negotiate price. This is a good time to check in with friends and family to see if anyone recommends a particular dealer. Reputable dealerships enjoy a lot of repeat business, so look for people who keep going back to the same dealer. This indicates the dealer is operating their business for the long haul. They w[...] .. Read More.
Buy or Lease?
Leasing may be a good option for you if you are short on cash and want want lower monthly payments. Just remember you won’t own the car at the end of the lease and violating terms of a lease can be costly. Here is a break down of the pros and cons of leasing: Advantages: Lower down payment: If you are short on cash, a lease may be the way to go because most don’t requir[...] .. Read More.
More Auto Loan 101s ...
  • A Primer on Incentives
    There are two basic categories of incentives available: low-interest loans and rebates. If you&rsquo ...
  • Shopping for Loans
    Never get married to a single make and model until you know what your financing options are. The ...
  • Pricing Vehicles
    Once you have determined what you can spend each month to own that new car and you’ve determin ...
  • Checking Your Credit (FICO) Scores
    Before you set foot on a dealer’s lot, or even before talking with lenders, you need to determ ...
  • Total Ownership Costs
    When budgeting for a new or used car, don’t forget to estimate total ownership costs. Remember ...
  • Budgeting For a Car
    Aside from buying a home, a car is the biggest purchase most people make and it’s getting bigg ...
  • Why Financing Matters
    When it comes to cars, we Americans love to brag. Not so much about our ca ...
  • Tips for Buying a Car Online
    Most car shoppers dread going to a car dealership, encountering some less-than-honest salespeople, t ...
  • Six Common Car Shopping Mistakes
    Most car shoppers make some basic mistakes when they are at the dealership and as a result, it costs ...
  • How to Lease in a Changed Leasing Market
    As GM, Chrysler and Ford cut back on leasing, or discontinue it totally, consumers are left wonderin ...
Pages : << First  Prev 1 2 Next >

   
 
Loan Tools

Get a Loan
What Car Can You Afford
Auto Loan Calculator
Free Car Quote
Auto Loan Glossary

GMAC's Lower Credit Score Requirement Gives Dealers Increased Sales
It seems now that GMAC has lowered its minimum credit score and made auto financing more available, buyers are finally coming out of hiding and buying ... Read More

Hyundai Genesis Beats Luxury Competitors to Take Top Ranking in Consumer ReportsHyundai Genesis Beats Luxury Competitors to Take Top Ranking in Consumer Reports
Hyundai’s new luxury sedan, the Genesis, took top honors with Consumer Reports in its “upscale sedan” category. The Genesis, which ... Read More

Toyota to Close Japanese Plants for 11 Days Due to Drop in SalesToyota to Close Japanese Plants for 11 Days Due to Drop in Sales
Toyota will stop production at its Japanese plants for 11 days in February and March, as the automaker’s bleak U.S. sales mean Toyota dealers ha ... Read More

New Car Price Quote
Make:
Year:
Model:
 
Auto Loan 101's